Divido 0% Interest Free Finance

How does it work?

Select the products you
like and choose to check
out with Divido.

Complete the online
application form. It
takes 30” to find out
your result.

If prompted complete the ID
verification, review and sign
your agreement with the
lender electronically.

Once you’ve signed, we’ll
deliver the goods to your
home address.

How much will I pay?

See below for an example of what you will pay.

A minimum 10% deposit is required.

Finance is enabled as a payment option with an order value of minimum £250 and maximum £15,000.

Cancellations & Refunds

You have the right to withdraw from your finance agreement. In-store this is 14 days following receipt of goods, in all other sales channels this is 15 days following signing of the credit agreement. You will still be in a contract of purchase for the goods. Please contact us to arrange alternative payment, or to arrange safe return of goods according to our returns policy here.

Am I eligible?

To apply you must:
Be over 18 years of age
Be a UK Resident for at least 3 years
Have a UK bank account that can accept direct
Have credit or debit card registered to your
home address
Have a stable income whether through
permanent employment or other means
(pension, Disability Allowance, etc.)
Be OK for there to be a credit check performed
when you submit your application
Please note: Delivery must be to the address you put on
the finance application, which must be the same as your
billing address of the bank account you’re applying

Financial Service

We have partnered with Divido Financial Services Ltd
(www.divido.com) to offer you a quick, simple and
100% paperless process to access affordable finance
For any queries during the application process or
when signing your credit agreement their Customer
Service team will be happy to help either through
their chat by pressing the help button, by phone on
020 3773 9510 and by email at support@divido.com.
Our lender is Omni Capital Retail Finance Limited


What information will I need to provide?
During Divido’s secure application process you will be asked to provide some basic
personal details such as your marital, residential and employment status. You will also
need to have your bank account handy and possibly your credit or debit card
information for deposit and ID verification.

Do I have to have hard-copies of my documents or credit card on me?
No, the Divido application process is 100% paperless. You will simply need to provide
your credit card information but no need to present the actual card at any point.

How long does this process take in total?
Once you decide you want to make your purchase on finance, a member of our staff
will guide you through selecting a plan and setting you up to apply. Our application
process typically lasts 5-10 minutes from start to finish should you be accepted and
then you will have successfully purchased your goods.


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